European Foundation
for the Improvement of
Living and Working Conditions

The tripartite EU agency providing knowledge to assist
in the development of better social, employment and
work-related policies

EU PolicyWatch

Database of national-level policy measures

Eurofound's EU PolicyWatch collates information on the responses of government and social partners to the COVID-19 crisis, the war in Ukraine, rising inflation, as well as gathering examples of company practices aimed at mitigating the social and economic impacts.

Factsheet for measure NO-2022-12/2265 Updated – measures in Norway

Unions' household insurance scheme to cover refugees

Utvider LOfavør Innboforsikring for flyktninger

Country Norway , applies nationwide
Time period Open ended, started on 17 March 2022
Context War in Ukraine
Type Other initiatives or policies
Category Measures to prevent social hardship
– Provision of services in kind (e.g. food vouchers)
Author Aasmund Arup Seip, FAFO and Eurofound
Measure added 13 May 2022 (updated 13 June 2023)

Background information

As a result of the situation in Ukraine, there are now many members of the Norwegian Confederation of Trade Unions offering refugees accommodation to refugees from Ukraine in their own homes. The Norwegian Confederation of Trade Unions (LO) has decided to extend the coverage of their household contents insurance scheme to include the contents that the refugees bring with them.

Content of measure

The unions that are members of Norwegian Confederation of Trade Unions (LO) have a household contents insurance scheme, LOfavør covers around 970,000 members. LOfavør is a benefit program fully owned by LO. Trade unions and LO's bodies decide which products or services are to be included in the benefit program. As a measure to support union members that let Ukrainian refugees stay in their homes temporarily, the unions decided to upgrade the insurance cover for contents and movables up to NOK 100,000 (€10,000) per refugee family. This extended coverage will initially be valid until 30 June 2022. The unions will make a new assessment in June 2022 about a possible extension of the coverage.

Updates

The following updates to this measure have been made after it came into effect.

07 June 2023

This measure was first introduced as a temporary measure in force until 30 July 2022. It was later extended, and according to the insurance company’s information, it is now an open ended measure with no planned ending date.

Use of measure

No information.

Target groups

Workers Businesses Citizens
Does not apply to workers Does not apply to businesses Migrants or refugees

Actors and funding

Actors Funding
Trade unions
Trade union

Social partners

Social partners' role in designing the measure and form of involvement:

Trade unions Employers' organisations
Role Agreed (outcome) incl. social partner initiative No involvement
Form Unknown Not applicable

Social partners' role in the implementation, monitoring and assessment phase:

  • No involvement
  • Main level of involvement: Peak or cross-sectoral level

Involvement

The household contents insurance scheme was extended through a unilateral decision by unions in understanding with the Insurance company.

Views and reactions

Unions are responsible for the measure. Others' views are unknown.

Sources

  • 17 March 2022: Expands LOfavør Home contents insurance for refugees (www.lo.no)

Citation

Eurofound (2022), Unions' household insurance scheme to cover refugees, measure NO-2022-12/2265 (measures in Norway), EU PolicyWatch, Dublin, https://static.eurofound.europa.eu/covid19db/cases/NO-2022-12_2265.html

Share

Eurofound publications based on EU PolicyWatch

30 January 2023

 

Measures to lessen the impact of the inflation and energy crisis on citizens

Governments across the EU continue to implement policies to support citizens and businesses in the face of rising food and energy prices caused by the COVID-19 crisis and intensified by the war in Ukraine. This article summarises the policy responses as reported in Eurofound's EU PolicyWatch database from January to September 2022.

Article

12 September 2022

 

First responses to cushion the impact of inflation on citizens

Although the worldwide pandemic situation had already disrupted supply chains and triggered increases in energy and food prices in 2021, the situation deteriorated in 2022 with the Russian invasion of Ukraine.

Article

12 September 2022

 

Policies to support EU companies affected by the war in Ukraine

This article summarises the first policy responses that governments across the EU have started to implement to support companies affected by the rising prices, and those with commercial ties to Ukraine, Russia or Belarus.

Article

5 July 2022

 

Policies to support refugees from Ukraine

This article summarises the first policy responses of EU Member States, including those of the social partners and other civil society actors, enabling refugees to exercise their rights under the Temporary Protection Directive.

Article

Disclaimer: This information has not been subject to the full Eurofound evaluation, editorial and publication process.