Eurofound's EU PolicyWatch collates information on the responses of government and social partners to the COVID-19 crisis, the war in Ukraine, rising inflation, as well as gathering examples of company practices aimed at mitigating the social and economic impacts.
Factsheet for measure NL-2022-46/3000 – Updated – measures in Netherlands
|Country||Netherlands , applies nationwide|
|Time period||Temporary, 07 November 2022 – 30 June 2027|
|Type||Legislations or other statutory regulations|
Supporting businesses to stay afloat
– Access to finance
|Author||Thomas de Winter (Panteia) and Eurofound|
|Measure added||02 January 2023 (updated 12 June 2023)|
To increase financing opportunities for sustainability investments by SMEs, the SME Credit Guarantee (BMKB) has been widened to include a green section (BMKB-G). This measure is related to the SME credit guarantee scheme . With the SME-credit scheme BMKB-Green, companies can get a loan with a guarantee by the government if they lack collateral. This allows companies to borrow more money with ease. The guarantee is for a maximum of 12 years.
This measure increases the size of the guarantee credit in the BMKB from 50% to 75% of the credit amount. This makes it easier and faster for financiers to provide credit and allows companies to borrow earlier and more money. The scheme is applicable to green investments. Green investments are defined as: business assets as included in the EIA energy list; other resources related to energy investments (maximum share 50%); the adaptation or replacement of business premises to at least Label C. The BMKB-G is intended for SMEs with no more than 250 employees.
Companies with a credit requirement of up to €266,667 can finance three-quarters with BMKB credit. Other companies are limited to half of their lending. A government guarantee of 90% applies to the BMKB credit.
The term of the guarantee on BMKB-G financing has been extended. For all financing with BMKB-G, it is possible to apply a guarantee with a term of up to 12 years (as opposed to 6 years for regular investments).
No data yet
|Does not apply to workers||
||Does not apply to citizens|
Social partners' role in designing the measure and form of involvement:
|Trade unions||Employers' organisations|
|Form||Not applicable||Not applicable|
Social partners' role in the implementation, monitoring and assessment phase:
Unknown involvement, no information available on this.
Eurofound (2023), Credit guarantees for sustainability investments for SMEs lacking collateral (extension of the BMKB), measure NL-2022-46/3000 (measures in Netherlands), EU PolicyWatch, Dublin, https://static.eurofound.europa.eu/covid19db/cases/NL-2022-46_3000.html
30 January 2023
Governments across the EU continue to implement policies to support citizens and businesses in the face of rising food and energy prices caused by the COVID-19 crisis and intensified by the war in Ukraine. This article summarises the policy responses as reported in Eurofound's EU PolicyWatch database from January to September 2022.Article
12 September 2022
Although the worldwide pandemic situation had already disrupted supply chains and triggered increases in energy and food prices in 2021, the situation deteriorated in 2022 with the Russian invasion of Ukraine.Article
12 September 2022
This article summarises the first policy responses that governments across the EU have started to implement to support companies affected by the rising prices, and those with commercial ties to Ukraine, Russia or Belarus.Article
Disclaimer: This information has not been subject to the full Eurofound evaluation, editorial and publication process.