Factsheet for measure
NL-2022-46/3000
–
Updated
– measures in Netherlands
Credit guarantees for sustainability investments for SMEs lacking collateral (extension of the BMKB)
BMKB-Groen
Background information
To increase financing opportunities for sustainability investments by SMEs, the SME Credit Guarantee (BMKB) has been widened to include a green section (BMKB-G). This measure is related to the
SME credit guarantee scheme
. With the SME-credit scheme BMKB-Green, companies can get a loan with a guarantee by the government if they lack collateral. This allows companies to borrow more money with ease. The guarantee is for a maximum of 12 years.
Content of measure
This measure increases the size of the guarantee credit in the BMKB from 50% to 75% of the credit amount. This makes it easier and faster for financiers to provide credit and allows companies to borrow earlier and more money. The scheme is applicable to green investments. Green investments are defined as: business assets as included in the EIA energy list; other resources related to energy investments (maximum share 50%); the adaptation or replacement of business premises to at least Label C. The BMKB-G is intended for SMEs with no more than 250 employees.
Companies with a credit requirement of up to €266,667 can finance three-quarters with BMKB credit. Other companies are limited to half of their lending. A government guarantee of 90% applies to the BMKB credit.
The term of the guarantee on BMKB-G financing has been extended. For all financing with BMKB-G, it is possible to apply a guarantee with a term of up to 12 years (as opposed to 6 years for regular investments).
Updates
The following updates to this measure have been made after it came into effect.
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17 April 2023
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The SME-credit scheme Green has been extended with four years to 30 June 2027.
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Use of measure
No data yet
Target groups
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Workers
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Businesses
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Citizens
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Does not apply to workers
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SMEs
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Does not apply to citizens
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Actors and funding
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Actors
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Funding
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National government
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National funds
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Social partners
Social partners' role in
designing the measure
and form of involvement:
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Trade unions
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Employers' organisations
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Role
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Unknown
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Unknown
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Form
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Not applicable
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Not applicable
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Social partners' role in the
implementation, monitoring and assessment phase:
-
Unknown
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Main level of involvement: Unknown
Involvement
Unknown involvement, no information available on this.
Views and reactions
Unknown
Sources
