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Eurofound's EU PolicyWatch collates information on the responses of government and social partners to the COVID-19 crisis, the war in Ukraine, rising inflation, as well as gathering examples of company practices aimed at mitigating the social and economic impacts.

Factsheet for measure IT-2020-13/1496 Updated – measures in Italy

Trenord: New company health insurance policy in case of COVID-19 infection

Trenord: nuova copertura assicurativa sanitaria per chi si ammala di COVID-19.

Country Italy , applies regionally

    • – ITC4 Lombardia
Time period Open ended, started on 25 March 2020
Context COVID-19
Type Company practices
Category Income protection beyond short-time work
– Paid sick leave
Author Anna Mori (University of Milan)
Measure added 28 November 2020 (updated 14 September 2021)

Background information

The passenger transport company Trenord, operating in the Lombardy region through its local trains, stipulated a health insurance policy dedicated to the workers infected by the COVID-19 virus. The high degree of exposure of the personnel working in the company to the risk of contagion has led the company to implement this additional insurance coverage at the expenses of the company. The Trenord personnel, in fact, operates in essential transport services which cannot be interrupted even during the worst phases of the pandemic.

Content of measure

As part of the company-level welfare benefits, the company Trenord stipulated a health insurance policy dedicated to the workers infected by the COVID-19 virus and hospitalised in the intense care ward. It provided for a daily hospitalisation allowance corresponding to €100 for each day that the infected worker spend in the hospital exceeding the seventh day, for a maximum of further 10 days. In addition, it provided for a convalescence allowance of €3,000 paid upon discharge from the hospital. The company also established a financial support covering the expenses for the post-hospitalisation assistance, domiciliary medical assistance, babysitting services for the children under the age of 13, pet sitting service, and home delivery of foodstuffs.


The following updates to this measure have been made after it came into effect.

27 August 2021

The application of the measure has been changed to open ended since it is still ongoing.

Use of measure

The health insurance policy covered over 4,300 employees in the company, including 2,300 train drivers and train managers, maintenance workers and employees involved in the commercial and administrative departments.


  • Social protection, incl. pension

Target groups

Workers Businesses Citizens
Applies to all workers Does not apply to businesses Does not apply to citizens

Actors and funding

Actors Funding
Company / Companies

Social partners

Social partners' role in designing the measure and form of involvement:

Trade unions Employers' organisations
Role No involvement No involvement
Form Not applicable Not applicable

Social partners' role in the implementation, monitoring and assessment phase:

  • No involvement
  • Main level of involvement: Company level


The social partners had no role in designing, implementing and monitoring phases of the measure. It represents a unilateral decision adopted by the management of the company, as part of its company-level welfare policies.

Views and reactions

Despite the fact that the social partners had no role in designing, implementing and monitoring phases of the company-level welfare policy, their view is expected to be fully supportive. The health insurance policy, in fact, represents an important tool, in financial and services terms, for a workforce at high risk of COVID-19 infection.

Sectors and occupations

    • Economic area Sector (NACE level 2)
      H - Transportation And Storage H49 Land transport and transport via pipelines

This case is not occupation-specific.



Eurofound (2020), Trenord: New company health insurance policy in case of COVID-19 infection, measure IT-2020-13/1496 (measures in Italy), EU PolicyWatch, Dublin,


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Disclaimer: This information has not been subject to the full Eurofound evaluation, editorial and publication process.