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COVID-19 EU PolicyWatch

Database of national-level responses

Eurofound's COVID-19 EU PolicyWatch collates information on the responses of government and social partners to the crisis, as well as gathering examples of company practices aimed at mitigating the social and economic impacts.

Factsheet for case ES-2020-14/606 – measures in Spain

Rent debt moratorium and access to financing for payment of rental debt

Moratoria de deuda de alquiler y acceso a créditos para pagar cuotas del alquiler

Country Spain , applies nationwide
Time period Temporary, 31 March 2020 – 30 September 2020
Type Legislations or other statutory regulations
Category Measures to prevent social hardship
– Keeping a safe home
Author Oscar Molina (UAB) and Eurofound
Case created 14 April 2020 (updated 01 December 2020)

Background information

Measures are established to procure the moratorium of the rental debt for tenants of habitual residence in a situation of economic vulnerability. In this sense, a new rental aid program is also incorporated into Royal Decree 106/2018, of March 9: the «Aid Program to help minimize the economic and social impact of COVID-19 on rentals of habitual residence »», And the creation, through an agreement between the Ministry of Transport, Mobility and the Urban Agenda and the Official Credit Institute (ICO), of a specific line of State guarantees to which all those households that may be in situation of vulnerability as a consequence of the expansion of COVID-19 and which will not entail any type of expenses or interests for the applicant.

Content of measure

Measures are established to procure the moratorium of the rental debt for tenants of habitual residence in a situation of economic vulnerability due to COVID-19.

Moreover, in order to provide financial coverage to meet housing expenses by households in situations of social and economic vulnerability as a consequence of the expansion of COVID-19, the Ministry of Transport, Mobility and Urban Agenda is authorized so that, through an agreement with the Official Credit Institute, for a period of up to fourteen years, a line of guarantees with full coverage of the State is developed, so that banking entities can offer transitory financing aid to people who are in the aforementioned situation of vulnerability, with a repayment period of up to six years, exceptionally renewable for another four and without, in any case, accruing any type of expenses and interests for the applicant.

The transitory financing helps will be finalists, having to dedicate to the payment of the rent of the housing lease and will be able to cover a maximum amount of six monthly rent. These temporary financing grants may be accessed by all tenants who are in a situation of vulnerable vulnerability as a consequence of the expansion of COVID-19, in accordance with the criteria and requirements defined through an Order of the Ministry of Transport, Mobility and Urban Agenda.

Use of measure

No data available.

Target groups

Workers Businesses Citizens
Does not apply to workers Does not apply to businesses Other groups of citizens

Actors and funding

Actors Funding
National government
National funds

Social partners

Social partners' role in designing the measure and form of involvement:

Trade unions Employers' organisations
Role No involvement as case not in social partner domain No involvement as case not in social partner domain
Form Not applicable Not applicable

Social partners' role in the implementation, monitoring and assessment phase:

  • Unknown
  • Main level of involvement: Unknown

Involvement

Social partners were not involved in the design, implementation or monitoring of this measure.

Views and reactions

Social partners were supportive of this measure.

Sources

Citation

Eurofound (2020), Rent debt moratorium and access to financing for payment of rental debt, case ES-2020-14/606 (measures in Spain), COVID-19 EU PolicyWatch, Dublin, http://eurofound.link/covid19eupolicywatch

Disclaimer: This information has not been subject to the full Eurofound evaluation, editorial and publication process. All information is preliminary and subject to change.